The Rise of Christianity vs. the Rise of Islam - 740 Words

The Rise of Christianity vs. the Rise of Islam The rise of Christianity and Islam happened during a turbulent time in history, when major civilizations like the Roman Empire and the Persian Empire were in decline due to political infighting, disease, and outside barbarians constantly applying pressure. Christianity was adopted in the heart of the Roman Empire, as a way to continue the influence of Rome, while not being able to control all of Europe militarily. (Rise of Christianity, 2012) Therefore, early Christianity, as adopted by Rome, was about maintaining influence in the continent through the use of priests and monarchs under a feudalist system of control. The main benefit of Christianity came from its use of Latin and the Bible, a common language across the old Roman Empire, as well as a new technology in books that enabled priests to record extremely deep and convincing stories in an easily index able format. The Roman pagan religion used tablets for its mode of communication , tablets which could not hold very much information at all, and that lost legitimacy compared to the life of Jesus and the depth of the biblical writing style. Christianity rose during an age of danger in Europe, and the feudal system with knights and castles was simply the most beneficial system of governance that humanity had. (Stark, 1996) Likewise, Mohammad and the followers of Islam used a similar method to create the Quran. The entire Quran read like a poem, and could be memorized byShow MoreRelatedThe Nation Of Islam And African Americans949 Words   |  4 PagesThe Nation of Islam was founded by Wali Farad in Detroit, Michigan in 1930. While Farad is credited with the foundation, most of the teachings came from a different movement. It evolved from the Moorish Temple of Science founded by Timothy Drew (Source 1). Drew preached that Islam was the correct faith for African Americans. Drew also preached that African Americans were superior to Caucasians. The Nation of Islam, along with being a religious movement, was a movement for change. They wanted to raiseRead MoreUnderstanding The Distributions Of Religions942 Words   |  4 PagesAtheism is the belief that there is no God and Agnosticism is the belief that the fact that there is a God or no God cannot be proven. Christianity is a universalizing religion. It is the dominant religion in North America, South America, Europe, and Australia. Countries with a Christian majority exist in Africa and Asia as well. There are three major branches of Christianity–Roman Catholicism, Protestantism, and Orthodoxy. 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And by treating Muslims in Denmark as equals they made a point: We are integrating you into the Danish tradition of satire because you are part of our society, not strangers. The cartoonsRead MoreAnti Islam Sentiments On American Culture Essay1696 Words   |  7 PagesThough there is a seemingly massive amount of people who have just now come out with anti-Islam sentiments, it is clear that this is not really the case. Citing the radical policy suggestions and bans suggested by Donald Trump, there is also reference to American history and how the citizens of America are, unlike Europe and Asia, products of immigrants who chose to come to America (aside from slaves and Native Americans). Citing journalist Rose Wilder Lane in 1936, they take her quot e that saysRead MoreStrayer World History Chapter 112348 Words   |  10 PagesReturn to skim any sections that seem unfamiliar. I. Opening Vignette A. By the start of the twenty-first century, Islam had acquired a significant presence in the United States . 1. more than 1,200 mosques 2. about 8 million Muslims (some 2 million are African Americans) B. The second half of the twentieth century saw the growing international influence of Islam. C. Islam had already been prominent in the world between 600 and 1600. 1. encompassed parts of Africa, Europe, MiddleRead MoreRadical Islam vs. Islam Essay1313 Words   |  6 Pagesthese radical Muslims changed the teachings of Islam using the man-made Hadiths and sunna (sayings and traditions falsely attributed to the prophet Muhammad) that contradict the Quran and allow them all kinds of oppression, aggression, and terrorism (2011). Misconstrued religious motivation has been at the heart of unrest in the Middle East for far longer then most can even imagine. Religious wars have raging between radical Islam, Christianity, Judaism, and all other opposing religions forRead MoreEssay about Religious Challenges to Constructing a Democratic Iraq3427 Words   |  14 PagesContents Abstract 3 The challenge of establishing a democracy in Iraq 3 History of Iraq 3 History of Islam 4 Tenets of Islam 6 History of democracy 7 Christianity and democracy 8 Tenets of democracy 9 Islamic thought vs. the keystones of a democracy 10 Can democracy take hold in an Islamic Iraq? 10 Conclusion 11 References 13 Abstract Islam has been Iraqs dominant religion for centuries. The religion plays an important part in every aspect

CHAPTER 4 TERMINOLOGY Free Essays

CHAPTER 4 1) TERMINOLOGY Microcredit| The granting of credit, often without collateral, to low-income individuals or entrepreneurs. Microcredit also refers to microloan| Group lending| Group of individuals provide collateral for loans to members of that group through a group repayment pledge| Collateral| Asset pledge by a borrower to secure a loan| ROSCAs| Rotating savings and credit associations (Stokvel)Associations formed by a group of participants who agree to make regular contributions to a fund. The fund is given in part or in total to each contributor| Micro savings| Deposit services that allow low-income individuals to accumulate small amounts of money for future use. We will write a custom essay sample on CHAPTER 4 TERMINOLOGY or any similar topic only for you Order Now Often without a minimum balance| Micro insurance| Provision of insurance to low-income households| NASASA| National Stokvel Association of South Africa| SACCOL| Savings and Credit Cooperative League| SAMAF| South African Microfinance Apex Fund| 2) Motives behind savings decisions Insurance against disability, illness, sudden income losses * Protection against uneven income streams due to seasonal variations * Wealth accumulation to finance a household’s long term goals such as acquiring productive assets like land or housing, or consumer durables refrigerators * Savings for future investments and retirements 3) MEMBER-BASED FINANCIAL SERVICES * Stokvel * Cooperative financial institutions * Cooperative banks * Friendly societies * Mutual banks 4) STOKVEL A Stokvel is a group or association of individuals who make regular contributions to a pool of savings or common fund. Generally on a weekly, fortnightly or monthly. In many stokvels the pool is given total or in part to each contributor on a strictly rotational basis. 4. 1 FEATURES OF STOKVEL * The arrangement between the members of a stokvel is rarely formalized in a written agreement * Stokvel is directed by the common bond that exists between members * Strong social motives to participate The key economic reason for participation is to accumulate cash and obtain credit * Members of as stokvel who receive the pool of funds early in the stokvel cycle are in the position of borrowers * Members receiving the pool at a late stage of the cycle lenders 4. 2 TYPES OF STOKVEL * TRADISIONAL STOKVEL: Earliest form of stokvel and are general savings clubs that rotate pooled funds to members on a mutual agreed basis BURIAL SOCIETIES: Is established to assist members with funeral cost. Formed between people with a common bond such as same church. * INVESTMENT STOKVEL: save or bank the pool of savings with the objective of carrying out capital projects or investing in a business venture. Members are generally more affluent and make higher contributions 4. 3 LEGAL AND REGULATORY FRAMEWORK According to the common bond exemption notice could be formal or informal rotating scheme , with social or economic functions * mutual support to each other towards the attainment of specific objectives * establishes a continuous pool of capital by raising funds with the subscription of its members * grant credit to and on behalf of the members * provide for members to share in profit and nominated management * relies on self-imposed regulation to protect the interest of the members The conditions applicable to stokvel Purpose of self-regulation, a stokvel must be a member of or affiliated to the NASASA * Must not allow a member at any time to withdraw his/her contribution * Benefits of t he members of the stokvel shall not be provided exclusively by ways of loans * Must keep accounting records that reflect the state of affairs * Must produce annual financial statements within 120 days of its financial year end * If the subscription from members is less than R3 million a report by an accountant and auditor is not required ) COOPERATIVE FINANCIAL INSTITUTION A association of persons who are united voluntarily to meet their common economic, social and cultural needs and aspiration through a jointly owned and democratically controlled enterprise. The values are self-help, self-responsibility, democracy, equality, equity and solidarity. Cooperative members believe in the ethical values of honesty, openness, social responsibility and caring for others Cooperative financial institutions are offering banking related services to their members. They accept savings from their members and in turn provide them with credit facilities 5. 1 PRINCIPLES * voluntary and open membership and non-discriminatory membership * democratic member control * member economic participation * autonomy, independence, self-help organisation * education and training for cooperative members * elected representative * information provision to the pubic * cooperation among cooperatives to strengthen the cooperative movement by working together through local, national regional and international structures * concern for community The also adopt additional principles because they are operating as financial intermediaries * mutual aid * margin management * risk management 5. 2 LEGAL AND REGULATORY FRAMEWORK According to the common bond exemption notice * Have a similar occupation or profession or common employer * Have a common membership in an association. Religious, social, cooperative, labour or educational group * Reside in the same defined community or district Conditions applicable to savings and credit cooperative Must be a member of SACCOL * Rules must not allow a member to withdraw his or her contribution at any time * Benefits must not be provided exclusively by way of loans that must be repaid * Must keep accounting records that reflect the state of affairs and business * Must produce annual financial statements within 120 days of the end of financial years * If the subscription from members is less than R3 million a report by an accountant and auditor is not required The COOPERATIVE FINANCIAL INSTITUTION are exempted from the Bank Act if they follow the conditions * Activities of financial services must be performed solely in respect of its members * Members must be of a defined geographical area. * They may not refer to itself as a bank * They may not hold deposits from members of more than 20 million * Must comply to the Cooperative Act They must submit itself to the supervision and regulations of the SAMAF * They must register as a Credit provider with the National credit Act 6) COOPERATIVE BANKS Cooperative banks: provide its members with a range of banking and financial services. The members are at the same time the owners and the customers of the bank. 6. 1 CHARACTERISTICS OF COOPERATIVE BANK * are of similar occupation or profession * are employed by a common employer * are employed within the same business district have common membership in an association or organization, including a business professional, religious, social or educational group * reside within the same defined community or geographical area 6. 2 FEATURES OF COOPERATIVE BANKS * Cooperative banks are customer-owned entities * Cooperative banks are under democratic member control * Cooperative banks allocate net profit to members * Cooperative banks are deeply rooted in their communities 6. 3 LEGAL AND REGULATORY FRAMEWORK All Cooperative banks and cooperative financial institutions must be registered with the registrar of cooperative * Cooperative banks that have 200 members or more and that hold members deposits in excess of R20 million must be supervised by the Supervisor of Cooperative banks appointed by the SARB * Cooperative banks that have 200 members or more and that hold members deposits in excess of R1 million but less than R20 million must be supervised by the Supervisor of Cooperative banks appointed by the CBDA * Savings and credit cooperatives with 200 or less members and member deposits less than R1 million are supervised by SACCOL * Fin ancial service cooperative with 200 or fewer members and member deposits of less than R1 million are supervised by SAMAF 7) FRIENDLY SOCIETIES Also known as mutual aid societies are mutual assistance; the members share a common bond and are the owners of the society 7. 1 SERVICES INCLUDED * Providing relief during minority, old age, widowhood and sickness * Granting annuities and endowments * Payments on the birth of a child or death of family members * Payments of funeral expenses * Insurance of tools used in members trade * Financial assistance on resignation or dismissal * Unemployment relief * Provision of funds for education or training 7. 2 LEGAL AND REGULATORY FRAMEWORK May offer relief in old age but may not provide retirement benefits * They are permitted to grant annuities, but the amount of the premium for which an annuity is provided may not exceed R5000 per member * They may offer long-term policies, including death, funeral , life, health and endowment policies, but th e value of policy benefits may not exceed R5000 8) MUTUAL BANKS As with banks mutual banks accept deposits from the general public, provide payment services such as cheques and electronic transfers and make available credit such as overdrafts, home, term or asset-backed loans. There are only two mutual banks in SA V GBS Mutual bank in Grahamstown and VBS Mutual bank in Mthatha 8. MUTUAL BANKS DIFFER FROM BANKS A) Ownership * Mutual banks are not required to be a public company as a bank. * Banks are owned by shareholders and shares are traded on the JSE. * Shareholders in banks share in the profit through dividends. * Mutual banks are owned by their members. * Members of mutual banks receive returns on their investments B) Minimum capital requirement * Mutual banks require R10 million * Banks require R250 million C) Basel 11 * Mutual banks are still being regulated and supervised under the 1988 Basel capital Accord * Banks are regulated under the amended capital accord 26 June 2004 8. 2 LEGAL AND REGULATORY FRAMEWORK Meet certain capital adequacy requirements * Maintain a minimum reserve balance of approximately 2,5 % * Hold liquid assets of not less than 5% of its liabilities to the public * Carry on its business subject to certain restrictions. May not be exposed to any individual person in excess of 10% of qualifying capital and reserves without board approval and in excess of 25% without approval of the Registrar of bank * Give detail monthly and quarterly returns showing various risk exposures 9. OTHER MICRO FINANCE INSTITUTIONS Micro lenders make small amounts of credit available to low-income individuals. Loans are generally unsecured. Number of reasons why people do need loans. But in SA the micro lenders industry has a reputation for poor governance unsound credit risk management, exploitive and predatory lending practice All non-bank credit providers must register with the National Credit Regulator and comply with the National Credit Act accept if * Credit provider have fewer than 100 credit agreements * Credit provider has an outstanding loan book less than R500 000 9. 1 FUTURE DEVELOPMENT * A micro-insurance regulatory framework that strives to establish well supervised micro-insurers * Legislation to encourage greater completion in the retail banking sector * Deposit insurance to protect bank depositors in the event of a bank failure 10. CORPORATE GOVERNANCE AND RISK MANAGEMENT A TYPICAL RISK MANAGEMENT FRAMEWORK of the MFI WOULD ADRESS THE FOLLOWING * Risk philosophy: The MFI belief, how do you do business * Risk appetite: This describes the amount of risk the MFI is willing to accept * Risk culture: This is the shared attitude, values, beliefs and practices how the MFI manage risk * Risk policies and principles: Principles that guide the MFI to provide a basis for consistent decision making and resource allocation * Risk management structure: This states the report line, roles, responsibilities and authority of the board * Staff and other resources: Competent and adequate staff with technical knowledge and experience How to cite CHAPTER 4 TERMINOLOGY, Essay examples

Questions on AP World History free essay sample

Today in class we reviewed chapters 15 and 17 by the summary questions. We all got in-groups and worked together on these questions. We discussed them and came to some conclusions. Then Mr. Music passed out a worksheet called societal comparison sheet. We had to compare and contrast North America with Central and South America. We did the political, social, economic, religious and geographic. 1) What were the objectives and major accomplishments of the voyages of exploration undertaken by Chinese, Polynesians, and other non-western peoples? A) Chinese- Explored in interest of trade, curiosity, and projection of imperial power. Polynesians – Explored for opportunity of project power, demonstrate expertise. And relieve population pressures of limited resources. Other non- western- Purpose was unclear and just explored because they could. 2) In this era of long-distance exploration. Did Europeans have any special advantages over other cultural regions? A) Yes- They brought new diseases making people weak, Slaves for the plantations, fighting on god’s side would help them conquer, and they had to survive so they worked their hardest. We will write a custom essay sample on Questions on AP World History or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page ) What were the different outcomes of European interactions with Africa, India, and the Americans? A) Africa Europe got gold, Europe spread religion. Also slave trade was a big head point. Africa conquered East and West Coast. India – new port cities were they did not have to go through Muslim territories. They conquered coastal ports and towns. Americas – Spanish conquered and destroyed North America. This was for goods, 4) How did the Colombian Exchange alter the natural environment of the Americans? A) New crops from Europe were sent to the New World. Livestock was messing will land eating the grass. This lead to a big population explosion and diseases. Slaves formed plantations in the New World for cotton, tobacco and sugar to go to the Old World 5) What role did forced labor play in the main industries in Spanish America and Brazil? A) Played a big role in plantations where slaves worked in mines for gold and silver. Also cotton tobacco and sugar. They were absolutely dependent on these slaves because the work was to hard for the locals. 6) What were the main similarities and differences among colonies of Spain, Portugal, and France? A) They all had slaves. Spain Mining and Absolute government Portugal – England – indentured servants and Representative government France – fur trade and Absolute government 7) What were the effects of the colonial reforms and wars among imperial powers the dominated the Americans during the eighteenth century? A) The reforms and wars were taking and power from the locals and power was to the Viceroyals. But power over all began to weaken because of them. Homework was to review and study chapters 15 and 17. Test is Monday!

Silent destroyer essays

Silent destroyer essays America the Beautiful! So why are we destroying it everyday with the use of pesticides? It has been proven that pesticides have affects on its surrounding, although made to improve earths resources, they typically take there negative effect on the environment in time. Pesticides affect more than the environment; they also affect the animals and humans living in the environment. There are alternative, to this major problem but, we as the caretakers of earth must act fast. In the following paper Im going to share with you what pesticides are. Ill tell you why they are not safe to use and some of the affects of pesticides. Last, I will talk about some new alternatives there are instead of using pesticides. Pesticides are toxic chemicals that poison the earth and its environment. Pesticides main use is to kill pests that destroy food crops. They are also used in forests, lakes, city parks, lawns, hospitals, schools, and homes. There are four types of pesticides; insecticides, herbicides, fungicides, and rodenticides. Insecticides kill insects, herbicides manage weeds, fungicides control mold and mildew, and rodenticides kill rodents. Pesticides are also found in a large range of products from shampoo to paper. Pesticides may be found wherever we live and work, in the air we breathe, in the water we drink, and in the food we eat(Mott Why are pesticides not safe to use, and what are there affects? Pesticides have many affects on the world today. Pesticides affect the environment in two different ways, It affects the water we drink and the soils we plant our crops in. Pesticides also affect the food we eat. Not only can pesticides be detected in food they are also found in humans and animals. So why are we moving so slowly to fix the problem? Everyday pesticides are dumped into our environment. Over time most of the pesticides make thier way to a source of water, whether it&...

Profile of Sean Vincent Gillis

Profile of Sean Vincent Gillis Sean Vincent Gillis murdered and mutilated eight women between 1994 and 2003 in and around Baton Rouge, Louisiana. Dubbed as the Other Baton Rouge Killer his arrest came after the arrest of his rival, Baton Rouge Serial Killer, Derrick Todd Lee. Sean Gillis Childhood Years Sean Vincent Gillis was born on June 24, 1962, in Baton Rouge, LA to Norman and Yvonne Gillis. Struggling with alcoholism and mental illness, Norman Gillis left the family soon after Sean was born. Yvonne Gillis struggled to raise Sean alone while maintaining a full-time job at a local television station. His grandparents also took an active role in his life, often caring for him when Yvonne had to work. Gillis had all the characteristics of a normal child. It wasnt until his younger teen years that some of his peers and neighbors caught a glimpse of his darker side. Education and Catholic Values Education and religion were important to Yvonne and she managed to scrape together enough money to enroll Sean into parochial schools. But Sean did not have much interest in school and maintained only average grades. This did not bother Yvonne. She thought her son was brilliant. High School Years Gillis was an odd teenager which did not make him very popular at school, but he did have two best friends that he hung out with a lot. The group would usually hang around Gillis house. With Yvonne at work, ​they could talk freely about girls, Star Trek, listen to music and sometimes even smoke a little pot. Computers and Pornography After graduating from high school Gillis got a job at a convenience store. When not at work he spent much of his time on his computer looking at pornographic websites. Over time Gillis obsession to look at pornography online seemed to fester and affect his personality. He would skip work and other responsibilities in order to stay at home alone with his computer. Yvonne Moves Away In 1992 Yvonne decided to take a new job in Atlanta. She asked Gillis to come with her, but he did not want to go, so she agreed to continue to pay the mortgage on the house so that Gillis had a place to live. Gillis, now 30, was living alone for the first time in his life and he could do as he pleased because no one was watching. Howling But people were watching. His neighbors saw him late at night sometimes in his yard howling at the sky and cursing his mother for leaving. They caught him peeping into the window of a young woman who lived next door. They saw his friends coming and going and could sometimes smell the scent of marijuana from his house on hot summer nights. Many of Gillis neighbors quietly wished that he would move away. Simply put, he gave them the creeps. Love In 1994 Sean and Terri Lemoine met each other through a mutual friend. They had similar hobbies and bonded quickly. Terri found Sean to be an underachiever, but kind and considerate. She helped him get a job at the same convenience store where she worked. Terri loved Gillis  but did not like that he was a heavy drinker. She also was confused by his lack of interest in sex, a problem she eventually accepted and blamed on his addiction to pornography. What she didnt realize was that Gillis interest in porn was centered around sites that focused on rape, death, and dismemberment of women. She also did not know that in March of 1994, he acted out on his fantasies with his first of many victims, an 81-year-old woman named Ann Bryan. Ann Bryan On March 20, 1994, Ann Bryan, 81, was living at St. James Place which was an assisted-living facility located across the street from the convenience store where Gillis worked. As she often would do, Ann left the door to her apartment unlocked before retiring to bed so that she did not have to get up to let the nurse in the next morning. Gillis entered Anns apartment around 3 a.m. and stabbed her to death after his attempt to rape her failed. He slashed at her 47 times, almost decapitating and disemboweling the small elderly woman. He seemed fixated on stabbing at her face, genitals, and breasts. Ann Bryans murder shocked the Baton Rouge community. It would be another 10 years before her murderer was caught and five years before Gillis would attack again. But once he started back his list of victims grew quickly. Victims Terri and Gillis began living together in 1995 soon after he murdered Ann Bryan and for the next five years, the need to murder and butcher women seemed to go away. But then Gillis got bored and in January 1999 he once again started to stalk the streets of Baton Rouge looking for a victim. Over the next five years, he killed seven more women, mostly prostitutes, with the exception of Hardee Schmidt who came from an affluent area of the city and became his victim after he spotted her jogging in her neighborhood. Gillis victims included: Ann Bryan, aged 81, murdered March 21, 1994.Katherine Ann Hall, aged 29, murdered January 4, 1999.Hardee Schmidt, aged 52, murdered May 30, 1999.Joyce Williams, aged 36, murdered November 12, 1999.Lillian Robinson, aged 52, murdered in January 2000.Marilyn Nevils, aged 38, murdered in October 2000.Johnnie Mae Williams, aged 45, murdered in October 2003.Donna Bennett Johnston, aged 43, murdered February 26, 2004. The Baton Rouge Serial Killer During much of the time that Gillis was busy murdering, dismembering and cannibalizing Baton Rouge women, there was another serial killer that prowled the college community. The unsolved murders were beginning to pile up and as a result, a task force of investigators was organized. Derrick Todd Lee was apprehended on May 27, 2003, and dubbed the Baton Rouge Serial Killer, and the community breathed a sigh of relief. What many did not realize, however, was that Lee was just one of two or maybe three serial killers on the loose in south Louisiana. Arrest and Conviction The murder of Donna Bennett Johnston was what finally led police to the Sean Gillis door. Pictures of her murder scene revealed tire tracks near where her body was found. With the help of engineers at the Goodyear Tire Company, the police were able to identify the tire and had a list of everyone who bought it in Baton Rouge. They then set out to contact all of the people on the list in order to get a DNA sample. Sean Vincent Gillis was number 26 on the list. On April 29, 2004, Gillis was arrested for murder after his DNA sample matched the DNA found on hairs on two of his victims. It did not take long for Gillis to start confessing after he was in police custody. The detectives sat listening to Gillis proudly describe the grotesque details of each of the murders. At times he laughed and joked as he described how he had cut off the arm of one victim, consumed the flesh of another, raped the corpses of others and masturbated with the severed parts of his victims. After Gillis was arrested a search of his home turned up 45 digital images on his computer of the mutilated body of Donna Johnston. Prison Letters During the time that Gillis remained in jail awaiting his trial, he exchanged letters with Tammie Purpera, a friend of victim Donna Johnston. In the letters, he describes the murder of her friend and for the first time even showed a glimpse of remorse: She was so drunk it only took about a minute and a half to succumb to unconsciousness and then death. Honestly, her last words were I cant breathe. I still puzzle over the post-mortem dismemberment and cutting. There must be something deep in my subconscious that really needs that kind of macabre action. Purpera died of AIDS not long after receiving the letters. She did, however, have the opportunity before dying to give all of Gillis letters to the police. Sentencing Gillis was arrested and charged with the murders of Katherine Hall, Johnnie Mae Williams, and Donna Bennett Johnston. He stood trial for these crimes on July 21, 2008, and was found guilty and sentenced to life in prison. A year prior to that he pleaded guilty to second-degree murder and was convicted in the killing of 36-year-old Joyce Williams. To date, he has been charged and convicted of seven of the eight murders. Police are still trying to gather more evidence to charge him with the murder of Lillian Robinson.

Statistics for Managers Class Discussion wk5 Essay

Statistics for Managers Class Discussion wk5 - Essay Example In business the population mean can be applied on a study using a focus group as a parameter of the whole population. He focus group can be used to sample new products and get reactions from the consumers. The population mean represents the true opinion of the entire population. During elections most opinion poll the voters predict the winning candidate this has been done for the major media houses to make consumers glued to their channels during heated campaign periods. Thus during the period the media houses make their money on adverts as the candidates use the polls advertise themselves on the weaker area of electorate. Most drug and pharmaceuticals company test their drugs on a certain focus group to test the curative and side effects of vaccine, cure drugs and cosmetics. Most recently GlaxoSmithKline and NewLinkGenetics were conducting focus group trials on Ebola virus; as a result of outbreak in West Africa (Daniel Flynn, 2014). Most consumer goods have a warranty, the risk of return of the product is calculated from the margin of error of producing a defective product. Daniel Flynn, R.-J. B. (2014, November 14). Exclusive: MSF should have called for Ebola vaccine earlier. Retrieved from Reuters:

Change Agent Research Paper Example | Topics and Well Written Essays - 500 words - 1

Change Agent - Research Paper Example I plan on becoming a change agent in my community by creating a non-profit organization to promote both recycling and alternative energy. Creating awareness starts by educating the public about the problem. Each person in the United States is currently generating 4.7 pounds of waste everyday of which 33.4% is recycled, 12.6% is burned in combustion facilities, and 54% makes it to the landfills (Recyclingfacts, 2008). The excessive amount of waste going to the landfills is hurting our environment. The government is running out of places to accumulate more trash. Some of the materials that people can recycle include paper, aluminum, plastic, and glass. The organization I will establish will gather information about all the recycling centers available within 200 miles of the community. This information will be given to every member of the community so that they can utilize the knowledge to make changes in their daily habits. People should also be aware that a lot of these recycling centers will pay people for recyclable material. Some of the basic tactics people must learn is that the different materials should be stored in separate bags. The energy crisis is hurting the pockets of all Americans. Fuel prices are rising and there seems to be no end to how high they might reach in the near future. The current price of a gallon of gasoline is $3.93 a gallon (Reuter, 2012). My organization will take the initiative of analyzing consumer reports to determine the best green cars in the market. After evaluating the alternatives I will create a list of cars that people in my community can purchase to save money on gas. The information of the cars will include the price, brand, features, technology, and most importantly fuel efficiency of each vehicle. Two of the most promising green cars in the marketplace are the Chevy Volt and the Nissan Leaf. Another important aspect of the non-profit organization will be educating the