Free Essays on Symbolic Interactionst

Is it Rape or is it Marriage Numerous individuals from better places relocate to the US and with them they bring their way of life. The predicament is that what is directly in their way of life isn't right in the American culture. The US being a various society needs to comprehend these â€Å"new immigrants† culture rehearses in light of the fact that they have lived and followed these practices for a considerable length of time. â€Å"Because human correspondence is made out of images that have subjective implications and values† in each culture. Islamic individuals, for a considerable length of time in their way of life have been offering their little girls at 13 years old and 14. The purpose for this is on the grounds that it represents that a young lady turns into a lady when she goes through adolescence. Likewise, the marriage between a man in his late 20’s and a 13-year-old young lady isn't viewed as odd to them it’s simply typical practice. So their marriage is legitimate in light of the fact that they haven’t broken any standards inside their way of life. To American residents marriage between a 13-year-old young lady and a man in his late 20’s is viewed as assault. The thinking behind this is on the grounds that as indicated by the American culture a young lady doesn’t become a grown-up until the age of 18 or more seasoned. Presently there is a significant clash between our two societies since Islamists have moved away from their nation to America. In 1996 a 39-year old dad organized his two girls of the age 13 and 14 to be hitched to two Iraqi men, ages 28 and 34. To them they were simply rehearsing their own traditions. Since they were in America and this is viewed as assault the dad was accused of kid misuse, the mother with adding to the wrongdoing of minors, and the spouses were accused of assault. For another situation a youthful Hmong man alongside his companions went to a nearby school grounds. There they got a young lady that he chose to be his better half and returned her to his place where he had intercourse with her despite the fact that the young lady didn’t need as well. In the Hmong culture this is called â€Å"zij poj... Free Essays on Symbolic Interactionst Free Essays on Symbolic Interactionst Is it Rape or is it Marriage Numerous individuals from better places relocate to the US and with them they bring their way of life. The issue is that what is directly in their way of life isn't right in the American culture. The US being a different society needs to comprehend these â€Å"new immigrants† culture rehearses on the grounds that they have lived and followed these practices for a considerable length of time. â€Å"Because human correspondence is made out of images that have discretionary implications and values† in each culture. Islamic individuals, for a considerable length of time in their way of life have been offering their little girls at 13 years old and 14. The purpose for this is on the grounds that it represents that a young lady turns into a lady when she goes through adolescence. Additionally, the marriage between a man in his late 20’s and a 13-year-old young lady isn't viewed as odd to them it’s simply typical practice. So their marriage is substantial in light of the fact that they haven’t broken any standards inside their way of life. To American residents marriage between a 13-year-old young lady and a man in his late 20’s is viewed as assault. The thinking behind this is on the grounds that as indicated by the American culture a young lady doesn’t become a grown-up until the age of 18 or more established. Presently there is a significant clash between our two societies since Islamists have moved away from their nation to America. In 1996 a 39-year old dad orchestrated his two girls of the age 13 and 14 to be hitched to two Iraqi men, ages 28 and 34. To them they were simply rehearsing their own traditions. Since they were in America and this is viewed as assault the dad was accused of youngster misuse, the mother with adding to the wrongdoing of minors, and the spouses were accused of assault. For another situation a youthful Hmong man alongside his companions went to a neighborhood school grounds. There they got a young lady that he chose to be his significant other and returned her to his place where he engaged in sexual relations with her despite the fact that the young lady didn’t need as well. In the Hmong culture this is called â€Å"zij poj...

Spastic Hemiplegic Cerebral Palsy Children Health And Social Care Essay

AbstractionBackground: Cerebral loss of motion ( CP ) influences engine and postural turn of events and causes centripetal bombshells and larning disablement. Stun moving edges are characterized as a grouping of sonic throbs generally utilized in the mediation of maladies influencing bone and ligament each piece great as solid contractures. Spiral surprise moving edge treatment ( RSWT ) produces lower extremum power per unit territory, longer ascent clasp and low vitality with vitality transition thickness as contrasted and extracorporeal shock wave treatment. Reason: The motivation behind our review was to gauge the effectivity of RSWT on spasticity and engine map in hemiplegic scholarly loss of motion kids.Methods:IntroductionCerebral loss of motion ( CP ) outcomes from a maltreatment to the immature cardinal sensory system ( CNS ) [ 1 ] that cause awful physical disablement in youth with non-dynamic disorder that influence position and engine open introduction [ 2 ] . The most widely recognized harm is hemiplegia in which conceived darlings had an individual side of the equator hurt in many occurrences [ 3 ] . The significant activity of CP is spasticity which is characterized as a speed subordinate resistance of musculus to extend [ 4 ] . Spasticity may take to musculoskeletal perils, for example, contractures, harming, and subluxation. The riddance of spasticity licenses numerous scholarly loss of motion children to use what specific engine control they have all the more practically and practically. [ 5 ] Most CP cases with spasticity are overseen by a using of a blend of modes all through youth. The use of a mix of exercise based recuperation modes can build the advantages of spasticity control [ 6-7 ] . Different remedial modes and assaults are utilized to pull off spasticity, including unwritten prescriptions, infusion treatment, orthopedic medical procedure, neurosurgery and restoration treatment [ 1 ] . One of the ongoing modes which utilized in the exercise based recuperation field is stun moving edge treatment. The shock moving edge was chief applied in 1980 to patients with kidney rocks [ 11 ] . It was applied in either extracorporeal or spiral shock moving edge treatment. Extracorporeal shock moving edge treatment ( ESWT ) is a grouping of sonic throbs with by high extremum power per unit zone ( 100 MPa ) , quick power per unit region rise ( and lt ; 10 N ) and short duration ( 10 I?s ) . [ 7 ] While outspread shock moving edge treatment ( RSWT ) is a pneumatically created low to medium-vitality surprise moving edge that is delivered by increasing speed of a rocket inside the mediation handpiece and transmitted radially from the tip of the applier to the imprint zone [ 8 ] . The power per unit territory and the vitality thickness reducing by the third intensity of the invasion profundity in the tissue. RSWT delivered lower extremum power per unit zone, longer ascent clasp and low vitality with vitality transition thickness ( EFD ) under 0.1 mJ/mm2 ) as contrasted and ESWT [ 9-10 ] . Numerous surveies have shown ESWT in the mediation of bone sicknesses like pseudoarthrosis [ 11 ] and calcified tendonitis of the shoulder [ 10,12 ] and in delicate tissue ailments like epicondylitis, [ 13 ] plantar fasciitis, [ 14 ] and ligament harms, especially in athletes. [ 15 ] ESWT was strong in cut bringing down the hypertonus in patients with shot in contrasting and fake treatment. Long last clinical result of ESWT proposed its conceivable utilization for patients with strong hypertonus [ 7 ] . Amelio and Manganotti, [ 7 ] demonstrated that ESWT can change the postural disposition and natural structure stableness of children with CP by a decreasing in hypertonus in the plantar flexor musculuss of the treated appendage with an expansion in the base of help at that side. [ 7 ] So as to mensurate the change in spasticity degree impartially, a wide combination of electrophysiological physiological response surveies have been performed to gauge spasticity and research neural circuits inside the spinal rope. The H - reflex preliminary can be utile for the equitable advance of engine neuron hyper-sensitivity. Also, the proportion of the maximal abundancy of the H-physiological response to most extreme M-plentifulness ( H/M proportion ) is an equitable advance of engine neuron hyper-edginess. In example of spasticity, the H - reflex sorrow is fundamentally lower in spastic patients [ 16-17 ] . Expanded H/M proportion implies expanding the crabbiness degree while the decreased H/M proportion implies reducing the peevishness degree [ 18 ] . Expanded H/M proportion has been accounted for in the spastic phase of one-sided loss of motion and it is viewed as the best list for estimating the engine nerve cell pool fractiousness of the spastic side in hemiplegic patient s. [ 19 ] The reduction of adequacy of these measurings exhibits abatement of spasticity in those patients. [ 20 ] An overview directed to quantify the impacts of utilizing ESWT on spasticity by using by breaking down F moving edge and H-reflex of the gastrocnemius in hemiplegic shot patients. The assurance indicated that there were no significant impacts of ESWT on the conductivity speed, distal dormancy and plentifulness of tibial nervus conductivity, least idleness of tibial nervus F moving edge, inactivity, or H/M proportion of H-reflex in either the solid or stroke gathering. Be that as it may, the altered Ashworth graduated table ( MAS ) of plantar flexor was essentially decreased in the wake of utilizing ESWT in the shot gathering. [ 21 ] Besides, Yoo et al. , [ 22 ] announced that there was no outcome of ESWT ‘s on lower appendage spasticity in shot patients, and its instrument is as yet obscure. [ 22 ] Sohn, et Al. , [ 30 ] asked that more distant surveies is required for estimating the diminished level of spasticity by ESWT on practical capacities, for example, ambulation or exercises of everyday populating with focusing on that more distant surveies refering the most adequate level of solidarity, figure of ESWT intercessions, and duration of therapeudic outcome, request to be directed in a bigger figure of patients. [ 23 ] In spite of the fact that RSWT has been effectively utilized since the late ninetiess for the bearing of grouped orthopedic bombshells, tiny clinical review †for the accessible writing †has yet been acted in the intercession of spasticity in scholarly loss of motion kids. The reason for our overview was to gauge the effectivity of RSWT on spasticity and engine map in hemiplegic scholarly loss of motion kids.MaterialsSubjects56 kids ( 32 male childs and 24 misss ) were take separating in this study. Their age runing from ( 6-8 ) mature ages with a mean ( 7 Aâ ± 1.2 ) were unpredictably chosen and partaken in this study. Patients were alluded to Physical Therapy and Rehabilitation segment of El-Noor Hospital, Makkah, Saudi Arabia and chose fitting to the consideration and avoidance standards.The incorporation standardsThe consideration guidelines were as per the following: The took an interest kids had an affirmed diagnosing of hemiplegic scholarly loss of motion in the pre- birth, perinatal, or baby blues period affirmed by attractive reverberation pictures got from clinical records or individual specialists. The evaluation of spasticity in included lower member orchestrating to adjusted Ashworth graduated table ran between classs 1, 1+ and 2 [ 24 ] . The degrees of gross engine map runing between degrees I through III blending to Gross Motor Function Classification System ( GMFCS ) [ 25 ] . People with GMFCS degree I ambulate autonomously without limitations, yet may hold limitations in further developed gross engine achievements ; people with degree II ambulate freely however have limitations leaving doorss and in the network ; and people with degree III ambulate with an assistive gadget. Kids were psychologically equipped and ready to comprehend and adhere to directions. There were no genuine clinical intricacies blending to the clinical examination marked by their primary care physician. During the study, kids were non having different mediations to better included lower extremity map.The prohibition standardsThe avoidance principles included children who had visual occupation that would prevent them from executing the intervention, , uncontrolled ictuss, had no ongoing history of spasticity-changing exceptionally for tendoach ilis and calf musculuss in the influenced limb.They were in any event one twelvemonth station orthopedic or neurological medical procedure, a half year post botulinus poison type A ( Botox ) infusions, and had no history of spasticity medication inside 3 months before demonstrating. Youngsters were other than prohibited if there were fixed contractures or firmness in the influenced lower limb that would confine movement battle.Treatment groupsThe took an interest kids partitioned into two gatherings. The main gathering ( 35 members ) got customary neurodevelopmental active recuperation restoration plan in add-on to RSWT. The other benchmark group ( 21 members ) got a similar arrangement yet with fake treatment surprise wave treatment. The customary arrangement comprises of hamburger uping exercisings, extending exercisings, postural responses assistance exercisings, programmed hindering structures with the exception of Achilless ligaments of influenced appendage, pace readiness. The arrangement keep going for a hr, multiple times/hebdomad for 6 hebdomads. An individual blinded randomized clinical test was utilized as the patients did non cognize in which gathering was doled out and which intercession would be taken. Randomization was performed just by inquisitive the one of the guardians to take a bit of one of two archives wherein A, B note was composed. ( A ) considered as a RSWT gathering, while ( B ) considered as a conventional practicing gathering. All guardians were given a full record of the mediation convention and a composed educated agree signifier to buy in their comprehension for commitment in the overview and distribution of the outcomes. The overview was affirmed by the Ethics Review Committee of the module of applied clinical logical order, Um Al Qura University and guardians marked an assent signifier approving the child ‘s engagement.Appraisal of GMFM

Discussion Board Post Writing Guide

Discussion Board Post Writing Guide How to Write a Perfect Discussion Board Post on Your Own Home›Education Posts›How to Write a Perfect Discussion Board Post on Your Own Education PostsWhat is the  discussion board post?Discussion board post writing is an inseparable part of online learning process. If you are an active Internet usage, you must probably know that a discussion board post has always been the main social media meeting place. Also known as a message board, online form, discussion form or discussion post, the online board post serves as a means of communication and exchange of ideas on a specific topic. Actually, a discussion board is a bulletin board where people with similar interests can share their views and opinions and exchange their experience. As a rule, people who are frequent visitors of discussion boards communicate on some topical and controversial issues or problems.  You can create your own discussion board or participate in the already existing one by posting replies and comments to oth er students’ posts.The tradition of discussion forums has also merged into the college and university studying process as students are frequently encouraged to register on some platforms where they could discuss specific topics and exchange ideas. In this case, an online discussion post serves as a method of communication among students and professors. It is especially beneficial for establishing rapport between a student and a professor because students often distance themselves from professors and are frequently afraid of taking part in discussions in class.As such, the core functions of discussion boards for studying are the following:Online discussions enable you to meet with your classmates for discussion of interesting and controversial topics;You can exchange discussions related to your home assignments;You can learn how to apply the theoretical material learned during courses in practice (in the very process of discussing it with your peers and professors);You can obtain v aluable information about the terms and concepts learned in a specific class. Your professor might tell you to create a new board for discussions or participate in the existing one.Discussion board post writing may sometimes be a great means of earning additional points for your studying course. Therefore, do not miss this chance by participating in often engaging and interesting discussions with your classmates. %Want to order such type of writing? Our price starts at $11.99/page ORDER NOWWays to Ace Discussion Board Post Assignments in an Online ClassActually, there is a huge difference between face-to-face interaction among students or between a professor and a student in a regular class and online interaction. In an online class, it takes more than head nodding, head shaking, or mumbling something to make it clear whether you agree or disagree with one’s opinion. Actually, such gestures and mimics will not be helpful in an online class at all, so you need to master some other instruments of responding to others. One of such instruments is an online reply to the discussion thread of your fellow classmates or professors. When posting a reply to one’s discussion online post, you can provide a person with your own opinion on the subject or write some kind of a feedback. Besides, when reading classmates’ discussions, you can enrich your knowledge and actually gain more information that you might have derived from reading boring textbooks. Just look through some of the discussion post reply examples for your online class and see how the online communication is organized.Main Tips on How to Ace Discussion Board PostsCarefully read professor’s instructions and make sure you write your post according to the discussion requirements.Express your opinion directly and briefly. Still, do not forget to back it up with sufficient facts and examples taken from credible sources. It is also perfectly OK to relate the topic of your discussion with some other topics fr om adjacent fields.Do not procrastinate with discussion posts. Make sure you have enough time not only to post your own discussion but also to participate in the discussions of your classmates.Ask questions if you find something confusing.Make sure you give food for thought by your discussion posts.Read the instructions and prompt for your discussion post attentively!  Make sure that you understand the:Purpose of the post: What are the questions that you must answer?Specifics: How long should your discussion board post be?Quality: Do you need to use any sources? Do you need to incorporate your experiences into your discussion board post?Formatting and style: What format and style should you follow? How many sources should you use in writing?Follow the instructions and recommendations provided by your course teacher.How to Write a Good Discussion Board Post[short_tips]If you want to learn how to write a perfect discussion post on your own, follow our recommendations below:Get ready t o write your discussion board postBefore you start writing your discussion post, you will need to review all instructions and requirements provided by your tutor.Once you have reviewed the instructions, you will need to take some time and think about your personal experiences and what you are going to share in your discussion post.Brainstorm and choose the most relevant and strongest ideas for your discussion board post. Make sure that you remain focused and do not write too much unnecessary information in your discussion post.Write a discussion post that follows appropriate formatting and style, with an introduction, a thesis, a body, and a conclusion. Sound compelling and persuasive in your writing!Create a draft of your discussion postFind enough evidence to support your thesis and incorporate it into the body of your discussion post.Although discussion board writing is informal, you should still use scholarly and academic tone.Write in complete sentences and appropriate paragrap h structure. Never use Caps Lock.Review and revise the initial draft of your discussion board post:Now you should revise the initial draft of your discussion post.Make sure that you have been clear in the discussion and analysis of your main idea.Offer a new perspective on the issue or provide new evidence to challenge popular ideas discussed by your fellow mates.Use discussion post reply examples to write replies to the discussion posts made by your fellow students.See if you have used enough evidence to support your claims and findings.Check the spelling and grammar throughout your discussion board post.Now you can post your discussion and make it visible to others:Use your draft and post it for  the students.See if other students have responded to it.Check your grade for the discussion post online.You can learn to write perfect discussion board posts if you follow our advice. You can also ask for help online when you feel that discussion post writing is beyond your ability. Your skills and knowledge will boost your discussion board skills. Ask for help now or use our advice to produce an outstanding discussion post today.

Ethical Dilemma And Ethical Dilemmas Essay - 2358 Words

Introduction The health workers are always confronted by the ethical dilemma in the process of performing their duties and responsibilities. An ethical dilemma occurs in the situation an individual makes a decision on the course of action that is best for him or her. It also occurs in the situation there are different courses of actions the person should choose from. An ethical dilemma is defined as the situation in which a person has two options to choose from, and both are morally correct but in conflict. An ethical dilemma can lead to extremely complex and challenging choice. For instance paramedic and a register nurse might be faced with the options of whether to continue treating the terminally ill patient as per the request of the family members which may cause the patient to suffer or to withhold the treatment and allow nature to take its course on the health of the patient. Respecting the request of the family members and perform what is good for the patient are both acceptable professionally and ethical. The choice as to which course of action is best to take is very personal and moral (Natale, 2012). In the case study, the stakeholders are Elsie, family members of Elsie, Paramedic, and RAC facility and register nurse. The interested parties in the case scenario have the interest in whatever transpired in the health facility. For instance, Elsie had informed her family members that she did not require aggressive treatment and did not want to be resuscitated similarShow MoreRelatedEthical Dilemmas Of The Workplace1538 Words   |  7 Pages1. Discuss an ethical dilemma that you have had to face in the workplace. Ethical dilemmas often occur when a manager or an employee is faced with two or more conflicting choices. Give as many facts and details as possible in describing your dilemma. The most difficult ethical dilemma I have dealt with was a summer job I had this past summer, while I was working for a bakery in my hometown. This past particular summer really tested what I believe is right and wrong and how to speak up. One of myRead MoreEthical Dilemma Assignment1766 Words   |  8 PagesCONSENT FORM Thank you for being willing to take part in this interview exploring ethical conflict or turbulence. I would like to transcribe the content of this interview to form a written document to be submitted to Sheffield Hallam University as a piece of assessed piece of coursework. It is important that you only take part in this interview if you want to. As such I would be delighted if you would complete and sign this confidentiality questionnaire prior to the interview taking place. (i)Read MoreEthical Dilemmas Of The Workplace1291 Words   |  6 PagesEthical Dilemmas in the Workplace As a manager, you are the role model for staff. You set the standards, adhere to guidelines, and exemplify what you expect staff to model. By doing so, you are establishing and sustaining an organizational culture of ethics and integrity, which is the backbone of all successful endeavors. However, even the best structured organizations face ethical dilemmas in the workplace. It is how management recognizes and addresses these occurrences that will either set themRead MoreCase Analysis : Ethical Dilemma1318 Words   |  6 PagesTitle of Paper: Ethical Dilemma One INTRODUCTION Mrs. Smith, is an 81-year-old widow. She has been widowed for over twenty years. She has been very independent with some assistance from neighbors due to her son living out of the area and unable to assist. Recently, she has had issues with her independence. She has set two accidental fires that caused damages to her apartment, as well as had a recent fall in the bathtub. These issues have gained her son’s attention which has led him to requestRead MoreEthical Dilemma Case Study842 Words   |  4 PagesAn ethical dilemma is a situation by which its difficult to determine whether a situation is can be handled without disappointing both sides. Therefore, an ethical dilemma exists when the right thing to do is clear or when members of the healthcare team cannot agree on the right thing to do. Ethical dilemmas require negotiation of different points of view (potter, Perry, Stockert, Hall 2011pg 78). The case study briefly explains a situation between daughter and father regarding the fathersRead MoreEthical Dilemma at Workplace Essay1192 Words   |  5 Pagesï » ¿Introduction – What is an ethical dilemma? Ethics is the term we give to our concern for good behavior.   It is human nature to not only be concerned with our own personal well being, but also that of others and of human society as a whole.   The difference between moral dilemmas and ethical ones, philosophers say, is that in moral issues the choice is between right and wrong.   In ethical ones, the choice is between two rights. Everyday Im faced with decisions of right and wrong, most of whichRead Moret Types of ethical dilemmas Mastery67Questions123Materials Essay2477 Words   |  10 PagesTypes of ethical dilemmas Mastery 67% Questions 1 2 3 Materials on the concept: Typical Moral Dilemmas Confronting Business Communicators Ethics and Law for Management Communication Top of Form 1. As part of an effort to hire younger workers, a multinational organization assures applicants that they will get to visit its offices in other countries and work with the employees there. However, only two out of every nine workers actually get selected for such projects. What moral dilemma best fitsRead MoreThe Ethical Dilemmas of Collecting Data and the Consequential Revision of Commodities, Culture and the Politics of Representations Definitions 1751 Words   |  7 Pagesinformation or data has become assets to companies, being regarded as property to be bought and sold to between companies. However, this has put forward the following primary ethical dilemmas surrounding human rights: the right to informed consent and the right to personal data. In addition to the creation of ethical dilemmas, the collection of human data has brought about a need for a revision of definitions. Commodities are known as a raw material or primary agricultural product that can be boughtRead More Will the Real Lupe Garza Please Stand Up? Essay1216 Words   |  5 PagesAn ethical dilemma is defined as a moral issue, where a situation has two equivalent undesirable alternatives and neither choice will resolve the ethical predicament. Lupe Garza, mother of two children, is a temporary employee at a plant. Garza is an excellent and talented worker, and supervisors have taken notice in her skills. A human resource specialist named Sara Jones, mislead Garza in thinking she would unquestionably obtain a permanent job position at the plant, causing Garza to turn downRead MoreThe Ethical Principles Of Respect For Autonomy984 Words   |  4 Pagesthe nurse to administer blood despite Mark’s refusal. This situation presents an ethical dilemma to the health professionals involved in Mark’s care. The ethical dilemma is whether to uphold his decision not to receive the blood and therefore risk his life or give him the blood to save his life despite knowing his religious status and beliefs. There are several ethical principles involved in this scenario. The ethical principles of respect for Autonomy, Beneficence, Non-maleficence, Veracity and Fidelity

The Rise of Christianity vs. the Rise of Islam - 740 Words

The Rise of Christianity vs. the Rise of Islam The rise of Christianity and Islam happened during a turbulent time in history, when major civilizations like the Roman Empire and the Persian Empire were in decline due to political infighting, disease, and outside barbarians constantly applying pressure. Christianity was adopted in the heart of the Roman Empire, as a way to continue the influence of Rome, while not being able to control all of Europe militarily. (Rise of Christianity, 2012) Therefore, early Christianity, as adopted by Rome, was about maintaining influence in the continent through the use of priests and monarchs under a feudalist system of control. The main benefit of Christianity came from its use of Latin and the Bible, a common language across the old Roman Empire, as well as a new technology in books that enabled priests to record extremely deep and convincing stories in an easily index able format. The Roman pagan religion used tablets for its mode of communication , tablets which could not hold very much information at all, and that lost legitimacy compared to the life of Jesus and the depth of the biblical writing style. Christianity rose during an age of danger in Europe, and the feudal system with knights and castles was simply the most beneficial system of governance that humanity had. (Stark, 1996) Likewise, Mohammad and the followers of Islam used a similar method to create the Quran. The entire Quran read like a poem, and could be memorized byShow MoreRelatedThe Nation Of Islam And African Americans949 Words   |  4 PagesThe Nation of Islam was founded by Wali Farad in Detroit, Michigan in 1930. While Farad is credited with the foundation, most of the teachings came from a different movement. It evolved from the Moorish Temple of Science founded by Timothy Drew (Source 1). Drew preached that Islam was the correct faith for African Americans. Drew also preached that African Americans were superior to Caucasians. The Nation of Islam, along with being a religious movement, was a movement for change. They wanted to raiseRead MoreUnderstanding The Distributions Of Religions942 Words   |  4 PagesAtheism is the belief that there is no God and Agnosticism is the belief that the fact that there is a God or no God cannot be proven. Christianity is a universalizing religion. It is the dominant religion in North America, South America, Europe, and Australia. Countries with a Christian majority exist in Africa and Asia as well. There are three major branches of Christianity–Roman Catholicism, Protestantism, and Orthodoxy. In Europe, Roman Catholicism is the dominant branch in the southwest and east, ProtestantismRead MoreMonotheistic religions, especially Judaism, Christianity, and Islam promote the belief in One God;1600 Words   |  7 PagesMonotheistic religions, especially Judaism, Christianity, and Islam promote the belief in One God; all that exists is because of God. Through prophets and scripture, God portrays moral goodness and truth. Essentially, these three religions believe that God speaks to us, unveils God’s Being, and seeks to guide us through life. In turn, humans should embody the moral goodness and excellence that is revealed to us by God. These religions are taught based upon both scripture and reason. When readingRead MoreEvaluate the Changes and Continuities in the Role of Religion in Chinese Society from 600 to 1450.1043 Words   |  5 Pagesflourished during the Sui and Tang dynasty, it faced opposition from the government during the Song dynasty. Confucianism lost government endorsement during the Sui and Tang but gained momentum during the Song as Neo-Confucianism. Yuan dynasty promoted Islam and Tibet Buddhism but ignored Confucianism. Different rulers sponsored and protected different religions but Confucianism and some form of Buddhism have always been alive in Chinese society from 600 to 1450. After much political disunity and chaosRead MoreAfrican Civilizations And The Spread Of Islam1745 Words   |  7 PagesCornell Notes Topic/Objective: Chapter 8:African Civilizations and the Spread of Islam Name: Maddy Garza Class/Period: 4B Date: September 18, 2015 African Societies: Diversity and Similarities – Stateless Societies - Common Elements in African Societies The Arrival of Islam in North Africa The Christian Kingdoms: Nubia and Ethiopia Kingdom of the Grasslands Sudanic StatesRead MoreCartoon Outrage: the Jyllands-Posten Muhammad Cartoons Controversy946 Words   |  4 Pagesbut religious â€Å"integration†, which inspired him to publish those cartoons: We have a tradition of satire when dealing with the royal family and other public figures, and that was reflected in the cartoons. The cartoonists treated Islam the same way they treat Christianity, Buddhism, Hinduism and other religions. And by treating Muslims in Denmark as equals they made a point: We are integrating you into the Danish tradition of satire because you are part of our society, not strangers. The cartoonsRead MoreAnti Islam Sentiments On American Culture Essay1696 Words   |  7 PagesThough there is a seemingly massive amount of people who have just now come out with anti-Islam sentiments, it is clear that this is not really the case. Citing the radical policy suggestions and bans suggested by Donald Trump, there is also reference to American history and how the citizens of America are, unlike Europe and Asia, products of immigrants who chose to come to America (aside from slaves and Native Americans). Citing journalist Rose Wilder Lane in 1936, they take her quot e that saysRead MoreStrayer World History Chapter 112348 Words   |  10 PagesReturn to skim any sections that seem unfamiliar. I. Opening Vignette A. By the start of the twenty-first century, Islam had acquired a significant presence in the United States . 1. more than 1,200 mosques 2. about 8 million Muslims (some 2 million are African Americans) B. The second half of the twentieth century saw the growing international influence of Islam. C. Islam had already been prominent in the world between 600 and 1600. 1. encompassed parts of Africa, Europe, MiddleRead MoreRadical Islam vs. Islam Essay1313 Words   |  6 Pagesthese radical Muslims changed the teachings of Islam using the man-made Hadiths and sunna (sayings and traditions falsely attributed to the prophet Muhammad) that contradict the Quran and allow them all kinds of oppression, aggression, and terrorism (2011). Misconstrued religious motivation has been at the heart of unrest in the Middle East for far longer then most can even imagine. Religious wars have raging between radical Islam, Christianity, Judaism, and all other opposing religions forRead MoreEssay about Religious Challenges to Constructing a Democratic Iraq3427 Words   |  14 PagesContents Abstract 3 The challenge of establishing a democracy in Iraq 3 History of Iraq 3 History of Islam 4 Tenets of Islam 6 History of democracy 7 Christianity and democracy 8 Tenets of democracy 9 Islamic thought vs. the keystones of a democracy 10 Can democracy take hold in an Islamic Iraq? 10 Conclusion 11 References 13 Abstract Islam has been Iraqs dominant religion for centuries. The religion plays an important part in every aspect

CHAPTER 4 TERMINOLOGY Free Essays

CHAPTER 4 1) TERMINOLOGY Microcredit| The granting of credit, often without collateral, to low-income individuals or entrepreneurs. Microcredit also refers to microloan| Group lending| Group of individuals provide collateral for loans to members of that group through a group repayment pledge| Collateral| Asset pledge by a borrower to secure a loan| ROSCAs| Rotating savings and credit associations (Stokvel)Associations formed by a group of participants who agree to make regular contributions to a fund. The fund is given in part or in total to each contributor| Micro savings| Deposit services that allow low-income individuals to accumulate small amounts of money for future use. We will write a custom essay sample on CHAPTER 4 TERMINOLOGY or any similar topic only for you Order Now Often without a minimum balance| Micro insurance| Provision of insurance to low-income households| NASASA| National Stokvel Association of South Africa| SACCOL| Savings and Credit Cooperative League| SAMAF| South African Microfinance Apex Fund| 2) Motives behind savings decisions Insurance against disability, illness, sudden income losses * Protection against uneven income streams due to seasonal variations * Wealth accumulation to finance a household’s long term goals such as acquiring productive assets like land or housing, or consumer durables refrigerators * Savings for future investments and retirements 3) MEMBER-BASED FINANCIAL SERVICES * Stokvel * Cooperative financial institutions * Cooperative banks * Friendly societies * Mutual banks 4) STOKVEL A Stokvel is a group or association of individuals who make regular contributions to a pool of savings or common fund. Generally on a weekly, fortnightly or monthly. In many stokvels the pool is given total or in part to each contributor on a strictly rotational basis. 4. 1 FEATURES OF STOKVEL * The arrangement between the members of a stokvel is rarely formalized in a written agreement * Stokvel is directed by the common bond that exists between members * Strong social motives to participate The key economic reason for participation is to accumulate cash and obtain credit * Members of as stokvel who receive the pool of funds early in the stokvel cycle are in the position of borrowers * Members receiving the pool at a late stage of the cycle lenders 4. 2 TYPES OF STOKVEL * TRADISIONAL STOKVEL: Earliest form of stokvel and are general savings clubs that rotate pooled funds to members on a mutual agreed basis BURIAL SOCIETIES: Is established to assist members with funeral cost. Formed between people with a common bond such as same church. * INVESTMENT STOKVEL: save or bank the pool of savings with the objective of carrying out capital projects or investing in a business venture. Members are generally more affluent and make higher contributions 4. 3 LEGAL AND REGULATORY FRAMEWORK According to the common bond exemption notice could be formal or informal rotating scheme , with social or economic functions * mutual support to each other towards the attainment of specific objectives * establishes a continuous pool of capital by raising funds with the subscription of its members * grant credit to and on behalf of the members * provide for members to share in profit and nominated management * relies on self-imposed regulation to protect the interest of the members The conditions applicable to stokvel Purpose of self-regulation, a stokvel must be a member of or affiliated to the NASASA * Must not allow a member at any time to withdraw his/her contribution * Benefits of t he members of the stokvel shall not be provided exclusively by ways of loans * Must keep accounting records that reflect the state of affairs * Must produce annual financial statements within 120 days of its financial year end * If the subscription from members is less than R3 million a report by an accountant and auditor is not required ) COOPERATIVE FINANCIAL INSTITUTION A association of persons who are united voluntarily to meet their common economic, social and cultural needs and aspiration through a jointly owned and democratically controlled enterprise. The values are self-help, self-responsibility, democracy, equality, equity and solidarity. Cooperative members believe in the ethical values of honesty, openness, social responsibility and caring for others Cooperative financial institutions are offering banking related services to their members. They accept savings from their members and in turn provide them with credit facilities 5. 1 PRINCIPLES * voluntary and open membership and non-discriminatory membership * democratic member control * member economic participation * autonomy, independence, self-help organisation * education and training for cooperative members * elected representative * information provision to the pubic * cooperation among cooperatives to strengthen the cooperative movement by working together through local, national regional and international structures * concern for community The also adopt additional principles because they are operating as financial intermediaries * mutual aid * margin management * risk management 5. 2 LEGAL AND REGULATORY FRAMEWORK According to the common bond exemption notice * Have a similar occupation or profession or common employer * Have a common membership in an association. Religious, social, cooperative, labour or educational group * Reside in the same defined community or district Conditions applicable to savings and credit cooperative Must be a member of SACCOL * Rules must not allow a member to withdraw his or her contribution at any time * Benefits must not be provided exclusively by way of loans that must be repaid * Must keep accounting records that reflect the state of affairs and business * Must produce annual financial statements within 120 days of the end of financial years * If the subscription from members is less than R3 million a report by an accountant and auditor is not required The COOPERATIVE FINANCIAL INSTITUTION are exempted from the Bank Act if they follow the conditions * Activities of financial services must be performed solely in respect of its members * Members must be of a defined geographical area. * They may not refer to itself as a bank * They may not hold deposits from members of more than 20 million * Must comply to the Cooperative Act They must submit itself to the supervision and regulations of the SAMAF * They must register as a Credit provider with the National credit Act 6) COOPERATIVE BANKS Cooperative banks: provide its members with a range of banking and financial services. The members are at the same time the owners and the customers of the bank. 6. 1 CHARACTERISTICS OF COOPERATIVE BANK * are of similar occupation or profession * are employed by a common employer * are employed within the same business district have common membership in an association or organization, including a business professional, religious, social or educational group * reside within the same defined community or geographical area 6. 2 FEATURES OF COOPERATIVE BANKS * Cooperative banks are customer-owned entities * Cooperative banks are under democratic member control * Cooperative banks allocate net profit to members * Cooperative banks are deeply rooted in their communities 6. 3 LEGAL AND REGULATORY FRAMEWORK All Cooperative banks and cooperative financial institutions must be registered with the registrar of cooperative * Cooperative banks that have 200 members or more and that hold members deposits in excess of R20 million must be supervised by the Supervisor of Cooperative banks appointed by the SARB * Cooperative banks that have 200 members or more and that hold members deposits in excess of R1 million but less than R20 million must be supervised by the Supervisor of Cooperative banks appointed by the CBDA * Savings and credit cooperatives with 200 or less members and member deposits less than R1 million are supervised by SACCOL * Fin ancial service cooperative with 200 or fewer members and member deposits of less than R1 million are supervised by SAMAF 7) FRIENDLY SOCIETIES Also known as mutual aid societies are mutual assistance; the members share a common bond and are the owners of the society 7. 1 SERVICES INCLUDED * Providing relief during minority, old age, widowhood and sickness * Granting annuities and endowments * Payments on the birth of a child or death of family members * Payments of funeral expenses * Insurance of tools used in members trade * Financial assistance on resignation or dismissal * Unemployment relief * Provision of funds for education or training 7. 2 LEGAL AND REGULATORY FRAMEWORK May offer relief in old age but may not provide retirement benefits * They are permitted to grant annuities, but the amount of the premium for which an annuity is provided may not exceed R5000 per member * They may offer long-term policies, including death, funeral , life, health and endowment policies, but th e value of policy benefits may not exceed R5000 8) MUTUAL BANKS As with banks mutual banks accept deposits from the general public, provide payment services such as cheques and electronic transfers and make available credit such as overdrafts, home, term or asset-backed loans. There are only two mutual banks in SA V GBS Mutual bank in Grahamstown and VBS Mutual bank in Mthatha 8. MUTUAL BANKS DIFFER FROM BANKS A) Ownership * Mutual banks are not required to be a public company as a bank. * Banks are owned by shareholders and shares are traded on the JSE. * Shareholders in banks share in the profit through dividends. * Mutual banks are owned by their members. * Members of mutual banks receive returns on their investments B) Minimum capital requirement * Mutual banks require R10 million * Banks require R250 million C) Basel 11 * Mutual banks are still being regulated and supervised under the 1988 Basel capital Accord * Banks are regulated under the amended capital accord 26 June 2004 8. 2 LEGAL AND REGULATORY FRAMEWORK Meet certain capital adequacy requirements * Maintain a minimum reserve balance of approximately 2,5 % * Hold liquid assets of not less than 5% of its liabilities to the public * Carry on its business subject to certain restrictions. May not be exposed to any individual person in excess of 10% of qualifying capital and reserves without board approval and in excess of 25% without approval of the Registrar of bank * Give detail monthly and quarterly returns showing various risk exposures 9. OTHER MICRO FINANCE INSTITUTIONS Micro lenders make small amounts of credit available to low-income individuals. Loans are generally unsecured. Number of reasons why people do need loans. But in SA the micro lenders industry has a reputation for poor governance unsound credit risk management, exploitive and predatory lending practice All non-bank credit providers must register with the National Credit Regulator and comply with the National Credit Act accept if * Credit provider have fewer than 100 credit agreements * Credit provider has an outstanding loan book less than R500 000 9. 1 FUTURE DEVELOPMENT * A micro-insurance regulatory framework that strives to establish well supervised micro-insurers * Legislation to encourage greater completion in the retail banking sector * Deposit insurance to protect bank depositors in the event of a bank failure 10. CORPORATE GOVERNANCE AND RISK MANAGEMENT A TYPICAL RISK MANAGEMENT FRAMEWORK of the MFI WOULD ADRESS THE FOLLOWING * Risk philosophy: The MFI belief, how do you do business * Risk appetite: This describes the amount of risk the MFI is willing to accept * Risk culture: This is the shared attitude, values, beliefs and practices how the MFI manage risk * Risk policies and principles: Principles that guide the MFI to provide a basis for consistent decision making and resource allocation * Risk management structure: This states the report line, roles, responsibilities and authority of the board * Staff and other resources: Competent and adequate staff with technical knowledge and experience How to cite CHAPTER 4 TERMINOLOGY, Essay examples

Questions on AP World History free essay sample

Today in class we reviewed chapters 15 and 17 by the summary questions. We all got in-groups and worked together on these questions. We discussed them and came to some conclusions. Then Mr. Music passed out a worksheet called societal comparison sheet. We had to compare and contrast North America with Central and South America. We did the political, social, economic, religious and geographic. 1) What were the objectives and major accomplishments of the voyages of exploration undertaken by Chinese, Polynesians, and other non-western peoples? A) Chinese- Explored in interest of trade, curiosity, and projection of imperial power. Polynesians – Explored for opportunity of project power, demonstrate expertise. And relieve population pressures of limited resources. Other non- western- Purpose was unclear and just explored because they could. 2) In this era of long-distance exploration. Did Europeans have any special advantages over other cultural regions? A) Yes- They brought new diseases making people weak, Slaves for the plantations, fighting on god’s side would help them conquer, and they had to survive so they worked their hardest. We will write a custom essay sample on Questions on AP World History or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page ) What were the different outcomes of European interactions with Africa, India, and the Americans? A) Africa Europe got gold, Europe spread religion. Also slave trade was a big head point. Africa conquered East and West Coast. India – new port cities were they did not have to go through Muslim territories. They conquered coastal ports and towns. Americas – Spanish conquered and destroyed North America. This was for goods, 4) How did the Colombian Exchange alter the natural environment of the Americans? A) New crops from Europe were sent to the New World. Livestock was messing will land eating the grass. This lead to a big population explosion and diseases. Slaves formed plantations in the New World for cotton, tobacco and sugar to go to the Old World 5) What role did forced labor play in the main industries in Spanish America and Brazil? A) Played a big role in plantations where slaves worked in mines for gold and silver. Also cotton tobacco and sugar. They were absolutely dependent on these slaves because the work was to hard for the locals. 6) What were the main similarities and differences among colonies of Spain, Portugal, and France? A) They all had slaves. Spain Mining and Absolute government Portugal – England – indentured servants and Representative government France – fur trade and Absolute government 7) What were the effects of the colonial reforms and wars among imperial powers the dominated the Americans during the eighteenth century? A) The reforms and wars were taking and power from the locals and power was to the Viceroyals. But power over all began to weaken because of them. Homework was to review and study chapters 15 and 17. Test is Monday!